funding to go to college

Are you interested in pursuing a college degree but the thought of funding your education is making you second guess your dreams? You’re not alone. Many people get discouraged from getting a higher education because they don’t think they can afford it or simply aren’t willing to take out loans.

Despite what some people would have you believe, going back to school doesn’t have to leave you with long-term debt. Not every school or program carries the same high cost. Researching your options and shopping around may help you identify more affordable alternatives that will help you reach your career goals.

There are also a variety of resources available to students of all types of backgrounds and socioeconomic means. These resources can help you defray the personal financial cost of earning a certificate or degree. It’s important to understand that qualifying for many of these benefits does require effort and legwork on behalf of students – but there can be significant payoff if you’re willing to invest the time and energy.


One of the most effective ways to secure funding for college is through grants. Federal, state and institutional grants are available to eligible students based on financial need. The first step is to complete the Free Application for Federal Student Aid (FAFSA) to determine your eligibility for various grant programs.

Grants, unlike loans, don’t require repayment, making them an attractive option for students looking for alternatives to traditional student loans.

Students interested in pursuing grants need to carefully read the fine print and qualification requirements, as grants will have application deadlines and eligibility limitations.


Scholarships provide another avenue for reducing college expenses. Many organizations, institutions and foundations offer scholarships based on academic achievement, talents, skills or specific demographic factors.

Research and apply for scholarships that align with your strengths and interests, as these can significantly offset tuition costs. Explore online scholarship databases, consult with your school’s financial aid office and reach out to community organizations to discover available opportunities.

Don’t overlook smaller, local scholarships, as they can still make a substantial impact on your finances.

Work During School

Consider working part-time or during breaks to contribute toward your college expenses. On-campus jobs, such as working at the library, administrative offices or campus events, often provide flexible schedules because these employers will have an intimate understanding of your academic commitments.

Additionally, part-time jobs off-campus can help you gain valuable work experience while earning money. Just remember to strike a balance between work and academics to ensure that your studies remain a priority.

Go to Community College First

Starting your college journey at a community college can be a financially savvy decision. Community colleges typically have lower tuition rates, allowing you to save money during your first two years of study. Many community colleges also have articulation agreements with four-year institutions, which ensure that your credits transfer seamlessly, allowing you to earn a bachelor’s degree at a discount.

This approach gives you an opportunity to adjust to college life, explore different fields of study and make an informed decision about your major without accruing excessive debt.

Choose an Affordable School

When considering colleges, factor in the cost of attendance and the potential return on investment. Compare tuition rates, fees and the availability of financial aid packages offered by different institutions.

Remember that higher-priced institutions may not always guarantee a better education or career prospects. Evaluate the reputation, quality of programs and job placement rates of prospective schools.

Choosing a more affordable school that aligns with your academic goals can significantly reduce your financial burden.

Manage Your Finances Wisely

Developing strong budgeting skills is essential for getting the most out of your limited resources during college. Create a realistic budget that includes all your expenses, such as tuition, textbooks, housing, transportation and personal items. Track your spending, seek out cost-saving measures and prioritize your needs over wants.

Take advantage of student discounts, buy used textbooks, cook meals at home and consider sharing housing expenses with roommates. By adopting smart financial habits, you can minimize unnecessary expenses and make the most of your available funds. Keep in mind that lean college years can be temporary, especially if you sacrifice non-essential luxuries today to avoid taking on excessive long-term debt.

Explore the Different Financial Aid Options Available to St. Louis College of Health Careers Students

SLCHC offers a diverse catalog of healthcare programs that can be completed on your schedule. We also help you access various financial aids resources, such as grants, scholarships and federal student loans.

Learn more about our institutionally accredited programs and how they can help you land the healthcare career of your dreams by calling 866-529-2070.

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